Coverage designed for mobile patrol operations, vehicle-based security, and route patrol services.
Patrol Services
Insurance for Security Patrol Companies
Mobile patrol companies provide security through regular vehicle-based rounds of commercial properties, construction sites, parking lots, and residential communities. The vehicle-intensive nature creates a risk profile combining security company and fleet operation exposures.
Patrol-Specific Risks
Patrol companies log significantly more driving miles than static guard operations, increasing commercial auto exposure. Night driving, fatigue, and rapid alarm response elevate accident risk.
Patrol officers often work alone, making independent decisions that can generate claims when judgment errors occur.
Coverage We Recommend
- ●Commercial auto with adequate fleet coverage
- ●General liability for property damage and third-party injury during patrols
- ●Professional liability for failure to detect security breaches
- ●Workers' compensation for solo patrol officer injuries
- ●Hired and non-owned auto for personal vehicle use
- ●GPS and equipment coverage for patrol vehicle technology
Frequently Asked Questions
Top States for Patrol Services
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