Specialized coverage for security companies protecting schools, universities, and educational campuses.
Campus Security
Insurance for Campus Security Companies
Campus security companies face unique exposures from the duty to protect vulnerable populations, heightened safety scrutiny, and complex regulatory environments governing educational institutions.
Campus-Specific Risks
The duty of care owed to students is significantly higher than in most other security settings. Any failure to prevent harm can generate claims of extraordinary severity. The involvement of minors in K-12 settings further elevates the standard of care.
Background check failures for guards assigned to schools are particularly damaging claims that can result in civil liability and criminal prosecution.
Coverage We Recommend
- ●Professional liability with enhanced limits for student duty-of-care claims
- ●General liability with personal injury coverage
- ●Background check and screening coverage within professional liability
- ●Workers' compensation for campus patrol assignments
- ●Umbrella liability at $5,000,000 or higher
- ●Cyber liability for student data protection
Frequently Asked Questions
Top States for Campus Security
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