Published by ALKEME Insurance Services · Licensed Insurance BrokerageLast updated April 2026
Security guard insurance coverage

How evolving legal standards and public scrutiny are changing the liability landscape for security guard companies.

Industry Insights

Use-of-Force Liability Trends

Licensed Brokerage20+ Years ExperienceUpdated April 2026

Use-of-force liability has become the defining risk issue for the security industry. Increasing public scrutiny, widespread video recording, social media amplification of incidents, and aggressive plaintiff litigation are combining to create an environment where physical force claims against security guards are more frequent, more expensive, and more damaging to company reputations than ever before.

The Changing Legal Landscape

Courts are increasingly holding security companies to higher standards in use-of-force cases. Juries expect guards to be trained in de-escalation techniques, and they are less tolerant of physical force that appears disproportionate to the situation.

Several high-profile cases have produced multi-million-dollar verdicts against security companies for use-of-force incidents, establishing precedents that plaintiff attorneys are using to pursue larger awards in subsequent cases.

The Impact of Body Cameras and Video

Body cameras and smartphone video have fundamentally changed use-of-force liability. Every interaction between a guard and the public is potentially being recorded, creating a permanent record that will be scrutinized in litigation.

Video evidence cuts both ways. It can exonerate guards who acted appropriately and condemn those who used excessive force. Security companies that implement body camera programs gain both a risk management tool and a litigation defense resource.

Risk Management Recommendations

  • Implement mandatory body camera programs for all guard assignments involving public interaction
  • Develop detailed use-of-force policies with clear escalation levels
  • Train guards in de-escalation techniques as the primary response strategy
  • Conduct scenario-based training that tests guard judgment under pressure
  • Review all use-of-force incidents within 48 hours with management and legal counsel
  • Maintain comprehensive incident documentation including video, witness statements, and reports

FAQ

Yes. Body cameras provide critical evidence in use-of-force claims and improve guard behavior. The investment in body camera technology typically pays for itself through improved claim outcomes and reduced incident frequency.

Training should emphasize de-escalation as the first response, clearly define what force is authorized in different situations, include hands-on scenario practice, and be documented and refreshed at least annually.

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